Nicole Romero

7 Reasons Real Businesses Used Invoice Factoring to Grow Their Business

In the world of business finance, the art of managing cash flow can make the difference between survival and success. Many businesses, whether they’re startups with dreams of greatness, established firms looking for expansion, or seasoned veterans of their industries, turn to invoice factoring to improve their cash flow.

In this article, we’ll delve into real-life examples to explore specific examples of how factoring helped businesses meet their financial demands.

7 Reasons Real Businesses Used Invoice Factoring to Grow Their Business Read More »

Should I use an MCA for short-term financing?

Factoring Resources / Nicole Romero

In this article, we want to dive into what an MCA loan is and why we think you would only want to resort to it if you have no other options.

Should I use an MCA for short-term financing? Read More »

Back to the bank in less than 24 months

Success Stories / Nicole Romero

“This was a great deal for everyone involved. By pairing a great business owner with the flexibility that Catalyst Financial offers, OperFi was able to grow exponentially faster than they could with a traditional line of credit. Catalyst met the capital needs from day one. They are a transparent and trustworthy operation all-around, which makes referring to them an easy decision. Even now as we complete the transition back to our bank, the Catalyst team is helpful, forthright, and focused on supporting the customer’s best interests.”
– Bank Referral Partner

Back to the bank in less than 24 months Read More »

Is Invoice Factoring Right for Your Staffing Company?

Factoring Resources / Nicole Romero

Staff factoring is a sale of outstanding payroll invoices to a third-party factoring company. It is a type of business financing to maximize cash flow and effectively fund daily operations. Staffing factoring allows staffing businesses to access the capital needed to recruit, hire, onboard, and run payroll.

Is Invoice Factoring Right for Your Staffing Company? Read More »

5 benefits to using a freight factoring company

Factoring Resources / Nicole Romero

Freight factoring is when a company that transports a load sells the resulting invoice from that haul to a financial company at a small discount. This can also be known as invoice factoring, load factoring, transportation factoring, or accounts receivable financing.

5 benefits to using a freight factoring company Read More »

Finding the right fit with your factoring company is key

Success Stories / Nicole Romero

When a company needed to document their invoices differently, Catalyst was able to work with them.

Finding the right fit with your factoring company is key Read More »

Struggling to get financing because of customer concentration? Factoring can help.

Factoring Resources / Nicole Romero

Most banks that issue a revolving line of credit want a business to have less than 20-25% concentration with any one customer. If your customers have good credit, factoring is one of the best options for a company with a small customer base.

Struggling to get financing because of customer concentration? Factoring can help. Read More »

Staffing Financing: Outgrowing a LOC

Success Stories / Nicole Romero

After a pipeline inspection staffing company outgrew their traditional line of credit, Catalyst was able to pay off the bank and provide the additional funds to keep the business growing.

Staffing Financing: Outgrowing a LOC Read More »

Working Capital Financing Options

Factoring Resources / Nicole Romero

Defined as the amount of money a business has on-hand to pay for short-term expenses, working capital is an effective way to measure a business’s short-term financial security.

Working Capital Financing Options Read More »

“This was the experience and outcome everyone wants when they make a referral in business”

Success Stories / Nicole Romero

A well-established construction material supplier was incurring significant losses. Their banker couldn’t renew their line of credit, so they referred them to Catalyst.

“It was good for all parties; and the turnaround time was very fast…The company still banks with us, and the implementation of a quick solution with Catalyst made what could have been a complicated problem, be a smooth solution.”
– Executive Vice President & Bank Referral Partner

“This was the experience and outcome everyone wants when they make a referral in business” Read More »

Ready to turn invoices into capital?