When your dreams need cash flow.

Turn your accounts receivables into a line of credit in as little as 48 hours.

When your
dreams need
cash flow.

Turn your accounts receivables into a line of credit in as little as 48 hours.

Houston-Based Factoring Company

Have you heard no from the bank for a line of credit? For 30 years, our transparent approach has earned us the trust of companies who need an alternative to traditional bank financing.

Instead of providing you a loan, we turn your unpaid invoices into cash, at great rates!

We make it easy to transition away from factoring and to the bank for a line of credit whenever you're ready.
There are no exit fees when a company leaves Catalyst.
We offer flexibility and fast financing, typically in less than 24 hours.
We don't lock you in with misleading rates. Our team is upfront and here to walk you through this process.

We are often the ones to tell a company when they are ready for bank financing. If a customer no longer requires our services, that means we've helped grow their business. We are proud that we could be part of their success.

Request Funding

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Watch how we get you Back to the Bank

Factoring is based on your customer's credit, not yours.

We provide funding to companies that have the right receivables – but not 30+ days to wait for payment. Factoring allows you to quickly and efficiently generate the cash necessary to meet overhead, payroll and other business expenses without giving up equity.

What's it like to work with Catalyst?

30 YEARS OF FUNDING INDUSTRIES INCLUDING:

Distributors
Oil & Gas
Service Companies
Staffing
Manufactures
Freight & Transportation
Wholesalers

$0B

Funded

0+

Companies Funded

0

Account Debtors

THE
FACTS OF
FACTORING

What alternative financing options do you have if the bank says no? >>

What is the difference between factoring and a bank line of credit? >>

Common Factoring Myths >>

What’s hidden in the fine print from online lenders? >>

What our customers say

Carol Gonzalez

a year ago

Catalyst has been extremely helpful for our company. Paperwork is easy to complete and funds are usually available that same day (depends on time of request). Employees are eager to assist and great to work with!

Teri Flack

a year ago

Catalyst has made factoring such an easy processing. They are so pleasant to talk to and so very efficient.

D D

6 years ago

Catalyst Financial helped me to grow my business revenues 6X in the last 2 years. We had clients with excellent credit and used invoice factoring to increase our business capital. We Invested that capital to expand our marketing. Catalyst has a team of financial experts who understand the importance of business growth and credit. They have become extremely important advisors to our business. I would recommend them to any company or organization that needs quick access to cash flow. Catalyst has a phenomenal team!